Construction – Transportation – Aviation – Solar – Marine – Logging – Industrial – Agriculture – Generators and More

Financing from $15K to $20+Million

We have solutions for Bankable and Non-Bankable businesses!

EFA (Equipment Finance Agreements) and all Leasing Structures Available

  • Financing for New and Used Equipment – End User and Dealer
  • Financing for New and Used Trucks (Conventional & Specialty)
  • Financing for New and Used Trailers (Dry Van – Refer – Low Boy – Car Haulers – Etc)
  • Financing for Specialty Equipment
  • No Financial Statements or Tax Returns on deals $150,000 and below
  • 24-48 hour approval and potentially up to 84 months to pay
  • SBA / USDA options can be 10 plus year terms ( More info:
  • We can also arrange financing for Startup Companies
  • Programs for A – D credit
  • Sale Lease Back
  • Collateral Financing Program Available
  • No Credit Check Program Available On Class 8 Trucks (Year and Mileage Restrictions Apply) Net Funding Not To Exceed $55K Per Truck

Start Up Options Available With A Minimum 650 FICO Score

FICO Scores As Low As 550 Can be Accepted With Proof Of 3+ Years In Business or Equivalent Industry Experience

Aviation Financing Programs available for P91 and P135 Deals

Items To Have  Available To Speed Up The Process For Deals Over $200K Include:

  • Signed credit application/Credit Authorization
  • Personal financial statement & most recent personal tax return for any owner holding 20% or more interest
  • Debt Schedule
  • 2 Years Tax Returns (audited or reviewed statements are preferred if available)
  • Interim Financial Statement
  • Three months of bank statements (All Pages)
  • Invoice, Bill of Sale or other equipment description
  • Copy of title(s) – Front and back  (If applicable)


If you have been turned down for credit from any other company, or just need a new funding source, P&S Business Financing can help. Give us a call or click here!

P&S Business Financing is a specialist in arranging funding for all types of specialty trucks, logging, agriculture, construction equipment, and more. We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources, but welcome strong bank worthy businesses as well. We can approve transactions in 24-48 hours or less. Normally, we do not require financial statements or tax returns on any transaction up to $150,000. We also have a preferred rate program for better credits. Our application is the easiest to fill out.

Equipment Equity Working Capital Loans

Need working capital? With an Equipment Equity Loan, or Traditional Working Capital Loan arranged through P&S Business Financing you can:

  • Put cash in your company’s pockets
  • Take on more jobs
  • Acquire new equipment or expand your business

The Equipment equity loans we arrange are not based on the profitability of your company but the value of your equipment. Even if your personal credit is badly damaged we can get you the cash you need – Now! Call us today!

Here is a partial list of the equipment we can finance:

  • Above Ground Fuel Tanks
  • Backhoe
  • Bulldozer
  • Chipper
  • Concrete Mixer
  • Cranes
  • Dump Truck
  • Excavator
  • Feller Buncher
  • Skidder
  • Solar / Renewable Energy
  • Trailers
  • Stump Cutter
  • Flat Bed Truck
  • Garbage Truck
  • Tow Truck
  • Tractor-Farming
  • Sewer & Septic
  • Wrecker & Specialty Equipment

Get the financing you need today !
Using Our Secure Application