Working Capital Loans

Working Capital Loans

Need working capital?

With a traditional Working Capital Loan arranged through P&S Business Financing you can:

  • Put cash in your company’s pockets
  • Pay off costly MCA loans
  • Take on more jobs
  • Acquire new equipment or expand your business

The Traditional Working Capital Loan:

  • Loan amounts from $25,000 – $200,000 (up to $500K)
  • 3 Months Of Bank Statements – All Pages
  • Minimum of $150K – $200K in annual revenues
  • Minimum 5 years time in business
  • Minimum 680 Credit Score (Other options available for lower credits)
  • Monthly payments – up to 60 months
  • No Origination Fees or Closing Cost

SBA Working Capital:

  • 2 Years time in business
  • 650 minimum credit score
  • Amounts from $30K to $350K
  • Fees and processing are paid at closing from proceeds
  • Up to 10 years terms with No Prepayment penalty
  • Anyone with 20%+ ownership must be on the loan

Specialty Working Capital & Lines Of Credit


Hospitality (Hotels Etc)

Liquor Stores


Auto Repair

Medical & Dental

Salons & Spas


Interest Only Revolving Line of Credit

Flex Pay Loans

Working Capital Loans

Lines of Credit

Bridge Loans

No origination fees or closing costs

No collateral needed

Based on business credit

No Blanket UCC liens

No Need to pay down existing debt

Will not interfere with existing or future Bank, SBA, or Merchant Cash Advance financing

Example of a recent transaction

A company was paying $26,000 per month for high interest loans. We consolidated and refinanced them into an SBA Working Capital Loan, with up to 10 years to repay. There payments were reduced to $4,150 per month, with No Prepayment penalty! Their bottom line was increased by $262,000 per year!

Get the financing you need today !
Using Our Secure Application