Working Capital Loans
Need working capital?
With a traditional Working Capital Loan arranged through P&S Business Financing you can:
- Put cash in your company’s pockets
- Pay off costly MCA loans
- Take on more jobs
- Acquire new equipment or expand your business
The Traditional Working Capital Loan:
- Loan amounts from $25,000 – $200,000 (up to $500K)
- 3 Months Of Bank Statements – All Pages
- Minimum of $150K – $200K in annual revenues
- Minimum 5 years time in business
- Minimum 680 Credit Score (Other options available for lower credits)
- Monthly payments – up to 60 months
- No Origination Fees or Closing Cost
SBA Working Capital:
- 2 Years time in business
- 650 minimum credit score
- Amounts from $30K to $350K
- Fees and processing are paid at closing from proceeds
- Up to 10 years terms with No Prepayment penalty
- Anyone with 20%+ ownership must be on the loan
Specialty Working Capital & Lines Of Credit
Restaurants
Hospitality (Hotels Etc)
Liquor Stores
Retail
Auto Repair
Medical & Dental
Salons & Spas
Interest Only Revolving Line of Credit
Flex Pay Loans
Working Capital Loans
Lines of Credit
Bridge Loans
No origination fees or closing costs
No collateral needed
Based on business credit
No Blanket UCC liens
No Need to pay down existing debt
Will not interfere with existing or future Bank, SBA, or Merchant Cash Advance financing
